Life & Critical Illness

Key factors in Choosing the correct level of life cover for you 

 1. Details of your current income/earnings

 2. Family, number and age of your children

 3. Existing cover, how much cover you have in place at present

 4. Existing Debts/Mortgages, what is the total level of borrowing that you have at present.

 5. Your Age

 6. Affordability, how much you are prepared to spend

 7. Business owner/Self Employed, your business can pay for the cost of your cover and can get tax relief on this.

Factors Affecting the cost of Life cover

          1. Age
          2. Gender
          3. Level of cover
          4. Term of cover
          5. Health Status
          6. Smoking Status